Welcome to the Yadio site. This User Agreement applies to www.Yadio.com and the other Web sites operated from time to time by Yadio (collectively, the "Site"). Certain portions of the Site may also have additional terms posted that apply specifically to it in addition to this User Agreement or, if expressly so stated, instead of this User Agreement.

FOR ANY INQUIRIES CONTACT US AT http://www.Yadio.com/contactus.html. PLEASE READ THIS LEGAL AGREEMENT CAREFULLY BEFORE USING THE SITE. THE FOLLOWING STATES THE TERMS AND CONDITIONS (THE "TERMS") THAT GOVERN ACCESS TO AND THE USE OF THE SITE AND ANY PROGRAMS, SERVICES, PRODUCTS, TRANSACTIONAL FEATURES, FUNCTIONALITY, AND INFORMATION AVAILABLE THROUGH THE SITE OR USED IN CONNECTION THEREWITH. REFERENCES TO "YOU" MEAN THE USER OF THIS SITE, BOTH INDIVIDUALLY AND AS A REPRESENTATIVE OF ANY ORGANIZATION ON WHOSE BEHALF YOU MAY BE ACCESSING THE SITE.

YOU WILL BE LEGALLY BOUND TO THESE TERMS BY ACCESSING OR USING ANY PART OF THE SITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU CANNOT ACCESS OR USE THE SITE AND SHOULD NOT CREATE AN ACCOUNT OR CONTINUE USING THE SITE.

WE RESERVE THE RIGHT TO CHANGE THESE TERMS FROM TIME TO TIME BY POSTING REVISED TERMS AT http://www.Yadio.com/agreement.html. YOUR CONTINUED USE OF THE SITE FOLLOWING ANY CHANGE WILL BE CONCLUSIVELY DEEMED ACCEPTANCE OF ANY CHANGE TO THE TERMS AND CONDITIONS. ALTHOUGH WE MAY ATTEMPT TO NOTIFY YOU VIA YOUR E-MAIL ADDRESS WHEN MAJOR CHANGES ARE MADE, YOU SHOULD VISIT THIS PAGE PERIODICALLY TO REVIEW THE TERMS.

Personal Use Only. Yadio grants You a revocable, non-exclusive, and nontransferable license to access and use those portions of the Site for which You have subscribed or registered, and conditioned on your continued compliance with these Terms. You must be at least thirteen (13) years of age to use the Site. You must provide current, accurate identification, contact, and other information that may be required as part of the registration process and/or continued use of the Site. You are responsible for maintaining the confidentiality of your accounts, and are solely responsible for any unauthorized use by others of your account and of any materials You upload to the Site. Please notify us of any unauthorized use of the Site of which You become aware. THIS IS NOT A SITE LICENSE.

Permitted Uses. We would like your access to the Site to be useful and convenient. Subject to the terms and conditions of this User Agreement, You may download and reproduce a reasonable number of copies of individual items of content on the Site for use during the term of this Agreement, except in any instance where we have expressly restricted the access to or copying of materials. You may make and lend an electronic or print copy of an individual item of content from the Site to another person, provided that such copies are not routinely or systematically provided (whether in one occasion or over a period of time) in such a manner or in such quantities as to substitute for a subscription, such copies reproduce any proprietary legends included on the material, and the reproduction and lending is made without any purpose of direct or indirect commercial advantage. If You have a question as to whether a proposed use of copying of the content is permitted, please send us an e-mail message or call us and we will try to accommodate your request.

Restrictions on Use. Notwithstanding the foregoing, you may not

modify, decompile, create derivative works) of, disassemble, retransmit, resell, distribute, compile, broadcast, sublicense, mirror, frame, rent, or otherwise use in any manner not expressly permitted herein, the Site or any of its content;
use robots or spiders or other automated device or manual process to monitor or gather any data from the Site or its users;
create course books or educational materials using any of the Site content;
place a link to the internal pages of any password-protected portions of the Site on any Web site, intranet, or extranet without the prior written permission of Yadio.com;
use the Site in violation of applicable local, state, national, and international laws, rules, and regulations;
use the Service to upload, transmit or otherwise distribute any content that is unlawful, infringing of intellectual property rights, defamatory, harassing, abusive, fraudulent, obscene, contains viruses, or is otherwise objectionable as reasonably determined by Yadio;
create multiple user accounts or create user accounts by automated means or under false or fraudulent pretenses;
use the Site in connection with illegal peer-to-peer file sharing;
intentionally distribute harmful code including "spyware" or "malware" through or from the Site, or engage in a denial of service attack on the Site or its users;
use the Site for any fraudulent or inappropriate purpose, including hoaxes and "phishing";
generate or facilitate unsolicited commercial e-mail ("spam"), including in violation of the CAN-SPAM Act or any other applicable anti-spam law; or create false accounts for the purpose of sending spam; or
mine the Site to find e-mail addresses or other user data.

Violation of any of the foregoing may result in immediate termination of this Agreement, and may subject You (and your employer if You are accessing the Site on behalf of an organization) to civil and criminal penalties and damages. Yadio reserves the right, but shall have no obligation, to investigate your use of the Site in order to determine whether a violation of the Agreement has occurred or to comply with any applicable law, regulation, legal process, or governmental request.

Data and Privacy Policies. Personal information collected by Yadio may be stored and processed in the United States or any other country in which Yadio or its agents maintain facilities. By using the Site, You consent to any such transfer of information outside of your country and to the uses of information set forth above and in the Privacy Policy. Our collection and use of the personally identifiable information You provide to us is subject to Yadio's Privacy Policy. Please review the Privacy Policy in its entirety. As a condition to using the Site, You agree to the terms of the Yadio's Privacy Policy as it may be updated from time to time. You agree that Yadio may collect, hold, and use, directly or through its affiliates, contractors, successors, assigns, and agents, the personally identifiable information You submit through the Site as set forth in the Privacy Policy. You agree that Yadio may (but is not obligated to) monitor, edit, or disclose your personal information, if required to do so in order to comply with any valid legal process or governmental request (such as a search warrant, subpoena, statute, or court order), or as otherwise provided in these Terms and Yadio's Privacy Policy. All data collected by or on behalf of Yadio relating any use of the Site or its content by any users is and shall remain at all times the sole property of Yadio.com.

No Warranties. Access to the Site is provided to You on an AS IS, AS AVAILABLE basis. THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, SOFTWARE, FUNCTIONALITY, AND MATERIALS AVAILABLE ON OR THROUGH OR CREATED USING THE SITE MAY INCLUDE ERRORS, OMISSIONS, OR OTHER INACCURACIES AND MAY BE SUBJECT TO INTERCEPTION BY HACKERS AND OTHERS. YOU ASSUME THE SOLE RISK OF MAKING USE AND/OR RELYING ON THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, FUNCTIONALITY, AND MATERIALS AVAILABLE ON OR THROUGH OR CREATED USING THE SITE. YOU UNDERSTAND AND ACKNOWLEDGE THAT Yadio MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE SUITABILITY, SECURITY, RESPONSE TIMES, AVAILABILITY, COMPLETENESS, TIMELINESS, RELIABILITY, LEGALITY, OR ACCURACY OF THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, FUNCTIONALITY, AND MATERIALS DESCRIBED ON OR AVAILABLE THROUGH OR CREATED USING THE SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SERVICES, PROGRAMS, PRODUCTS, FUNCTIONALITY, AND MATERIALS ARE PROVIDED WITHOUT WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. ALL WARRANTIES UNDER THE UNIFORM COMPUTER INFORMATION TRANSACTIONS ACT (UCITA) ARE DISCLAIMED BY Yadio TO THE FULLEST EXTENT OF THE LAW.

No Guarantee of Security or Confidentiality. We make reasonable efforts to store and safeguard the data You submit but do not and cannot guarantee that the data will be secure or confidential, or that your submissions to or use of the Site will not become known to your employer or any other third party. Use of the Internet and the Site is solely at your own risk and is subject to all applicable local, state, national, and international laws and regulations. While Yadio has endeavored to create a reliable Site, You should understand that the confidentiality of any communication or material transmitted to/from the Site over the Internet or other global communication network cannot be guaranteed. Moreover, You understand that the technical processing and transmission of the Site may involve transmission over various networks that are not owned, controlled, or operated by Yadio. Accordingly, Yadio does not guarantee the security, completeness, or accuracy of any information transmitted via the Internet and assumes no responsibility for the deletion of or failure to store or secure any information submitted by You. You must promptly notify Yadio of any breach of security related to the Site of which You become aware. To help ensure the security of your password or account, please sign out from your account or close your browser at the end of each session.

Ads, Paid Services, Postings. If You sign up for a service or subscription available through the Site which requires the payment by You of on-going or recurrent fees, You agree that we may automatically bill the amounts due to the credit card that You provided to us. If You post a classified or other advertisement to the Site and we publish it incorrectly, You agree that Your only remedy will be to allow Yadio to publish the corrected ad or publish a make-up ad. Only publication of an advertisement shall constitute final acceptance of the advertiser's order. You are not permitted to post to any part of the Site any incomplete, false or inaccurate information, including job opportunity, advertisement, biographical information, resumes, grant data, and other similar information. You acknowledge that Yadio has no control over the quality or legality of any information posted by others, or the truth or accuracy of that information. Yadio reserves the right to edit, refuse to post or remove any material submitted to or posted on the Site.

User Representations. By accessing and using the Site, You represent that You are the authorized User and that You will, at all times, provide true, accurate, current, and complete information when submitting information or materials on this Site, including, without limitation, when You provide information via a Site registration or subscription form. In addition, You represent that You have all necessary rights to possess and provide to Yadio the information submitted through the Site and agree to abide by all applicable laws with respect to your use of this Site. You further agree not to interfere with the use and enjoyment of this Site by other users and not to impersonate any other person or entity, including impersonating an employee or representative of any third party when using this Site. Yadio shall be entitled to rely upon the representations and statements made by You.

Communications. When You visit the Site or send e-mail messages to us, You are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with You by e-mail or by posting notices on this Site. You agree that all agreements, notices, disclosures, and other communications that we provide to You electronically satisfy any legal requirement that such communications be in writing. A printed version of the Terms and of any related notice given in electronic form shall be admissible in judicial, arbitral, or administrative proceedings based upon or relating in whole or in part to the Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Yadio is not responsible for transaction errors or failure to receive any part of your submission.

Content of the Site. Yadio takes no responsibility for any third party content posted on or available through the Site (including, without limitation, surveys, classifieds, any viruses, or other disabling features), nor does Yadio have any obligation to monitor such third party content. Yadio reserves the right at all times to remove or refuse to distribute any content on the Site, such as content which violates the terms of this Agreement. Yadio also reserves the right to access, read, preserve, and disclose any information as it reasonably believes is necessary to (a) satisfy any applicable law, regulation, legal process, or governmental request, (b) enforce this Agreement, including investigation of potential violations hereof, (c) detect, prevent, or otherwise address fraud, security, or technical issues (including, without limitation, the filtering of spam), (d) respond to user support requests, or (e) protect the rights, property, or safety of Yadio, its users and the public. Yadio will not be responsible or liable for the exercise or non-exercise of its rights under this Agreement.

Links to third-party sites. The Site contains hyperlinks to Web sites operated by persons other than Yadio. Such hyperlinks are provided for your reference and convenience only. You agree not to hold Yadio responsible for the content or operation of such third party Web sites. A hyperlink from any part of the Site to a third party Web site does not imply or mean that Yadio endorses the content on that Web site or the operator or operations of that other site. You are solely responsible for determining the extent to which You may use any content at any other Web sites to which You might link from any portion of the Site.

Events Beyond Our Control. You expressly absolve and release Yadio from any claim of harm resulting from a cause beyond its control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, terrorism, operator errors, severe weather, earthquakes, or natural disasters, strikes, or other labor problems, wars, or governmental restrictions.

LIMITATION OF LIABILITY. IN NO EVENT SHALL Yadio OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, SERVICES, PROGRAMS, PRODUCTS, FUNCTIONALITY, AND MATERIALS AVAILABLE THROUGH OR CREATED OR UPLOADED BY USING THE SITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, INCLUDING LOSS OF OPPORTUNITY, LOSS OF DATA, OR LOSS OF PROFIT, EVEN IF Yadio OR AN AFFILIATED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

YOU AGREE THAT THE TOTAL LIABILITY OF Yadio FOR ANY REASON WHATSOEVER RELATED TO YOUR USE AND THE AVAILABILITY OR UNAVAILABILITY OF THIS SITE TO YOU (INCLUDING WITH RESPECT TO ANY DOWN TIME) SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO Yadio IN CONNECTION WITH THE SUBJECT MATTER OF THE PARTICULAR DISPUTE OR $1,000 IN THE AGGREGATE, WHICHEVER IS MORE.

Proprietary Rights. Yadio does not claim any ownership in any of the content and communications that You upload or transmit to or store in the Site or any accounts You may have created on the Site. The Site, all computer programs, content, tools, interfaces, products, brands, documentation, and information (collectively, the "Property") contained on or available through the Site, unless otherwise expressly indicated, are protected by United States and international laws regarding intellectual property, and are the sole property of Yadio and its suppliers. The Property does not include third-party content posted to or available through the Site, including the content of communications appearing on or sent through the Site. Unauthorized use of this Site and the Property may violate intellectual-property laws as well as other laws, regulations, and statutes. Yadio and all other names, logos, and icons identifying Yadio and its products and services are proprietary trademarks, and any use of such marks without the express written permission of Yadio is strictly prohibited.

Account Inactivity. After a period of inactivity, Yadio reserves the right to disable or terminate a user's account. If an account has been deactivated for inactivity, the username associated with that account may be given to another user without notice to You or such other party.

Termination; Cancellation. You may cancel your use of the Services and/or terminate this Agreement with or without cause at any time by providing notice to Yadio at http://www.Yadio.com/unsubscribe.html; provided, however, that a terminated account may continue to exist for up to three days before such cancellation takes effect. Yadio reserves the right, without notice and for any or no reason, to refuse or terminate access to the Site to anyone at any time without notice for any reason and to change or discontinue any aspect or feature of the Site, including, but not limited to, content, hours of availability, and equipment needed for access or use, and to terminate this Agreement. In the event of termination, your account will be disabled and You may not be granted access to your account or any files or other content contained in your account although residual copies of information may remain in our system.

Indemnification. You agree to hold harmless and indemnify Yadio, and its subsidiaries, affiliates, officers, agents, and employees from and against any third-party claim arising from or in any way related to your use of the Site, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs, and attorneys' fees, of every kind and nature. In such a case, Yadio will provide You with written notice of such claim, suit or action.

Choice of Law; Jurisdiction. These Terms will be governed by and construed in accordance with the laws of the state of Florida, without giving effect to its conflict of laws provisions or your actual state or country of residence.

ARBITRATION. PLEASE NOTE THAT THIS AGREEMENT REQUIRES YOU TO SUBMIT TO EXCLUSIVE, BINDING ARBITRATION ANY CLAIMS YOU MAY HAVE AGAINST Yadio RELATING TO YOUR USE OR INABILITY TO USE THIS SITE. The parties agree to make good faith, diligent and reasonable efforts to resolve any disputes under this Agreement without the need for litigation. In the event such efforts are not successful within 30 days after notice of the dispute, You and we hereby agree to submit to binding arbitration of all disputes under or relating to this User Agreement and the Site. Such arbitration shall be conducted in the location of the party in the position of defendant in the dispute and shall be governed by the then current rules for commercial arbitration of the AAA. The parties shall select one arbitrator knowledgeable in matters relating to databases and computer law. In the event the parties cannot agree on the selection of one arbitrator, the AAA shall be allowed to appoint such arbitrator. The arbitration shall take place in the location of the party in the position of the defendant, unless another location is agreed to by the parties. Discovery shall be allowed in the arbitration, but the arbitrator may not award punitive damages and may not amend or modify the terms of this Agreement. Any award rendered by the arbitrator will be final and binding and judgment may be entered therein in any court of competent jurisdiction. Nothing herein shall affect the right of either party to seek interim or emergency injunctive relief before a court of competent jurisdictions. Yadio reserves the right to suspend service hereunder pending resolution of a dispute unless You provide written assurance that continuation of service hereunder will not give rise to any claim of remedies or damages by You for the period service is provided while the dispute is pending.

Various. We may assign or delegate any of our rights or obligations under this Agreement to independent contractors or other third-party organizations. Your rights may not be assigned or transferred without our written consent. The provisions on proprietary and intellectual property rights, arbitration, events beyond our control, confidentiality, indemnity, representations and warranties, disclaimers of warranty and liability, admissibility of this agreement, termination, and governing law will survive the termination of this agreement for any reason. Failure to insist on strict performance of the Terms will not operate as a waiver of any subsequent default or failure of performance or of that same right or provision at any other time. If any part of the Terms is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and the liability limitations set forth above, then the invalid or unenforceable provision will be deemed ineffective until Yadio promulgates a successor provision, and the remainder of the Terms shall continue in effect. No joint venture, partnership, employment, or agency relationship exists between You and Yadio as a result of the Terms or your use of this Site.